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Ben Allen: When home insurance costs rise because of wildfire risk, what should the state do first?

Every vetted record has a fingerprint that two keys signed and a timestamp authority stamped. The signed record, the keys and the receipts are in a public log, so you can check the signed copy there without relying on this site, and then check that this page shows that copy.

Vetted · Oct 3, 2026

Both keys signed this exact version, and it is in the public log.

Fingerprint

3dbc5dc14c4cdf7d33b853448be1fb6c3b4d53a925d1c88486a7ea9bc18d5575

A SHA-256 hash of the record as published. Changing one character changes it.

Signatures

Independently checked: signed by the site's service key, which only the publishing system holds.

Owner approved: signed with the owner's key, which the public log lists.

Technical details
Service key id:
service:a3f979541aee7826
Owner key id:
SHA256:h82SrxLU1wYr+jpy4Vl9/9iQlAO+HQX1umVBdhy/Ss0
Owner keys file in the public log:
integrity/keys/owner.allowed_signers

Log entry

Entry 9, published Oct 3, 2026. Each entry includes the fingerprint of the one before it, so no earlier entry can change unnoticed.

Open entry 9 in the public repository
Merkle proof

These hashes lead from this record's fingerprint to the entry's root: 510fa346bc644ee6942848357c92ed2869f227a8977c9bcc638184f371d8cee4

  1. 32455b93ee2641a6f62af5aa64e0a6e7df5003d77a4b128e0726d634c1e6719a
  2. 5f3b256310f23a75ec277aea51ef275b0a76757e04bccb9b9c638bb911e0be97
  3. 8d8f373c0d7ebd666ad211a4c19349304650ddce3ba792670db58dc2f5da96ce
  4. b3c8534bdd8c231849269c8ccdb08b80b9efb478347600af7660452a33f665a1
  5. f1b3ed3845674a4203d7f8f0dd7d660be14afe2219829fa711d48f2357eb2d55
  6. 501380cb2bdf3d78d0eb3521019289180d3bc10cb24193e13bec8a9e8b297d94
  7. 9b8ab8130fcfeac8d80c79834555c9c5576e160a7aaf347dc90223422cabe0fb

Outside witnesses

  • Timestamp authority (RFC 3161)TimestampedReceipt
  • OpenTimestamps (Bitcoin)Bitcoin timestamp pendingReceipt

Versions

  1. Entry 9 · Oct 3, 2026 · current
    3dbc5dc14c4cdf7d33b853448be1fb6c3b4d53a925d1c88486a7ea9bc18d5575
  2. Entry 2 · Oct 3, 2026 · replaced on Oct 3, 2026
    7e96cfc1dce5c5113856359523c3768e7b9d073c5da6f1111517cacb10dc329e

Judgments behind this record

  • Side the statement takes

    Call: No clear side, so it is not scored

    The statement wants both more insurance options and lower rates, which this question's two sides set against each other. It is shown and not scored.

    Made by a sourcer · checked by an independent checker · approved with the owner's key

    Technical details
    Recorded call:
    ca-2026.want.insurance:none:false
    Author id:
    sourcer-questions-ca
    Checker id:
    checker-judgments-ca-2026
    Owner key id:
    SHA256:h82SrxLU1wYr+jpy4Vl9/9iQlAO+HQX1umVBdhy/Ss0

    Vetted · Oct 3, 2026

    Check this judgment

Check it yourself

Copy the public log and run its script. It reads only the public log: the signed copy of this record, the judgments behind it, the keys and the receipts. It recomputes each fingerprint and checks the proof, both signatures and the timestamps. It checks the signed copy in the log, not the text on this page:

git clone https://github.com/Macpire/ideology-integrity-log
cd ideology-integrity-log
npx tsx integrity/verify-record.ts --log ca-2026 allen-insurance --repo .

To check that the text this site serves is that signed copy, add the site's address. Only this check ties the log to what you read here:

npx tsx integrity/verify-record.ts <site> ca-2026 allen-insurance --repo .
How fingerprints are computedThe record and its proof as dataHow records are checked and signed

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